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Comprehensive Health Insurance Protection

At FINVIEW, we guide you in selecting comprehensive health insurance coverage to protect your family against rising medical expenses. Health insurance provides financial security and access to quality healthcare without burdening your savings.

Rising healthcare costs make health insurance essential for every family. We help you understand different plans and coverage options to ensure you choose insurance that meets your family's healthcare needs and budget.

Coverage Components

  1. Hospitalization Coverage:
    1. Covers room charges, medicines, medical tests, and surgical procedures during hospital admission.
  2. Cashless Treatment:
    1. Seamless cashless treatment at network hospitals without upfront payment requirements.
  3. Pre and Post Hospitalization:
    1. Coverage for medical expenses incurred before hospitalization and during recovery period.
  4. Outpatient Treatment:
    1. Coverage for doctor consultations, diagnostic tests, and treatments without hospitalization.
  5. Preventive Care:
    1. Coverage for health check-ups, vaccinations, and preventive treatments to maintain wellness.
  6. Maternity Benefits:
    1. Coverage for pregnancy-related expenses and newborn care up to specified limits.
  7. Critical Illness Coverage:
    1. Lump sum payment for diagnosis of serious illnesses to manage financial burden.
  8. No Claim Bonus:
    1. Increase in coverage limit for every claim-free year, rewarding healthy habits.

Advantages

  • Financial Protection from Medical Costs
  • Access to Quality Healthcare
  • Cashless Treatment Facilities
  • Tax Benefits on Premiums
  • Family Coverage Options
  • Preventive Care Coverage

Disadvantages

  • Pre-existing Disease Waiting Period
  • Sub-limits on Specific Treatments
  • Premium Increases with Age
  • Claim Process Documentation
  • Network Hospital Limitations
  • Exclusions for Certain Treatments

Health insurance is a critical component of financial planning, ensuring your family has access to quality medical care without draining your savings. By choosing appropriate coverage limits and rider options, you protect your family's health and financial security.

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