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Lumpsum Investment Calculator

Use our Lumpsum Calculator to estimate the growth of your one-time investment. This calculator helps you understand how your single lump sum investment can grow over time with compound returns.

A lumpsum investment is a one-time investment of a large amount. Unlike SIP, you invest your entire amount at once and let it grow through the power of compounding over your investment horizon.

₹1,000₹50,00,000
1%30%
140
Initial Investment ₹1,00,000
Expected Returns ₹2,10,590
Final Amount ₹3,10,590

Key Benefits of Lumpsum Investment

  1. Immediate Market Entry: Begin investing immediately without waiting for monthly contributions.
  2. Higher Returns: Maximize compounding by investing the entire amount upfront.
  3. Simple Process: Single transaction makes it straightforward and easy to manage.
  4. Full Capital Deployment: Put your entire corpus to work immediately.
  5. Lower Transaction Costs: Single investment reduces overall transaction fees.
  6. Timing Advantage: May capture market opportunities quickly.

Advantages

  • Maximum Compounding Benefit
  • Full Capital Deployment
  • Lower Fees
  • Simple Management
  • Immediate Returns Start
  • Ideal for Windfalls

Disadvantages

  • Market Timing Risk
  • Higher Volatility Exposure
  • Large Upfront Capital Required
  • No Rupee Cost Averaging
  • Psychological Pressure
  • Less Flexible

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